The Standard | | | The Standard Insurance Company is the insurer for the voluntary short term disability insurance. The following information is provided to answer common questions regarding the plan. What is Short Term Disability Insurance? Short-term disability is intended to protect your income for a short duration in case you become ill or injured. Coverage is applicable when one is completely unable due to sickness, bodily injury, or pregnancy to perform the material and substantial duties of his/her normal occupation and unable to perform any other occupation for which one is reasonably qualified by education, training, or experience. One must be under the regular care of a physician so that a reasonable program of care and treatment can be maintained. The program is designed for individuals who have a short term illness usually lasting less than 90 days. An employee may be eligible for total or partial disability benefits. | Who is Eligible? All full-time faculty calendar and staff employees working 30 or more hours per week in an eligible class. What are the benefits? Plan Option 1 There is a 14 day elimination period after which an employee will receive 60% of their weekly salary up to $1,000 per week. The duration of the maximum weekly benefit is 76 days. Plan Option 2 There is a 29 day elimination period after which an employee will receive 60% of their weekly salary up to $1,000 per week. The duration of the maximum weekly benefit is 61 days. How to Enroll New hire employees must enroll in the first 60 days of employment. Enrollment after the initial 60 day eligibility period is subject to a longer elimination period for the first 12 months of coverage. How to File a Claim An employee may initiate a telephonic claim by contacting The Standard's Claim Intake Service Center at 800.378.2395. Please review the links below for required information. Other Information Plan benefits may be reduced if you are receiving benefits from any compulsory benefit, act, or law, such as a state disability plan or if you are receiving sick leave pay from your employer.
